Archive by tag "cash flow"

Retirement Income Planning

September 15th, 2015

NOTE: This newsletter contains three articles that are best read in sequence, starting with this one and followed by Revisiting the Risks of Retirement and Another Dimension of Retirement Risk. Up until two years ago, my work with clients was focused on developing lifestyle and financial plans for their “retirement”. Now, however, I find myself [...]

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Conquering Cash Flow Management

September 11th, 2014

My wife and I have enjoyed some success in learning how to manage our cash flows. The key to our process was downloading all of our bank transactions into Quicken. In client situations where managing their cash flow was an issue, I’ve encouraged them to use the same process. After months of effort, I realized [...]

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Adventures in Cash Flow Land

December 16th, 2013

I was presenting my final report to a client. My conclusion was that by withdrawing the annual minimum from his Life Income Fund along with other sources of pension income such as CPP, OAS and a defined benefit pension, he and his wife could afford their vision for the next phase of their lives.I was [...]

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