Archive by tag "OAS"

What is OAS?

October 20th, 2014

The most surprising question I get asked in my practice is what is OAS? My answers are: OAS stands for Old Age Security program, which is the Government of Canada’s largest pension program. It is funded out of the general revenues of the Government of Canada, which means that you do not pay into it [...]

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When to Collect CPP and OAS?

March 23rd, 2014

In 2010, the federal government introduced important changes to the CPP retirement benefits (CPP).¬†With all this flexibility, the question becomes “When should I start my CPP and OAS benefits?” As usual, the answer is “It depends”.¬†

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